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Tuesday, November 09, 2004

The JB

First of all my condo is so clean that when I wake up in the morning I am confused and don't know where I am. I was smiling in the shower today from sheer pride in my clean bathroom. I never clean! This is great! I hope I can keep it up.

My head has been in the clouds for the last 3 months of my life. I've been sitting here drooling with love all while my personal finances were being neglected. Luckily my wreckless spending during that time was pretty minimal. The reduced number of bar tabs and cigs has helped too I hope. On the downside I attended 7 weddings (some out of state), 3 bachelorette parties (some out of state), 3 bridal showers, and had/have 6 or more birthdays in October and November to buy gifts for. And one $400 car repair.

To my delight Holly is hooking me up with the JB (JB = Jess Budget). I just spent 3 hours going over paperwork, filing, creating tables with dollar amounts and dates. It's frightening. All worth it though because the excel spreadsheet this girl can create is a master money organizing machine!

10 JB Positives:

  1. I'll probably loose 10 pounds from not having enough $$$ for food
  2. I'll have a clearer vision of where my $$$ is actually going
  3. I'll Pay off car and drive first paid off vehicle in my life
  4. I'll Pay off credit card (again) to move on with more long term investments....like new leather boots....no... no.. Just kidding.
  5. I'll have less stress since JB calculates all incoming and outgoing $$$ so all I have to do is write the check.
  6. Save more $$$
  7. I'll be able to buy the leather boots next winter and not feel guilty about it
  8. More $$ for visiting GLCB
  9. More $$$ in case something in my home breaks
  10. $$$ to use towards recarpeting my condo next year

JB going in to effect (or affect?) starting ASAP. Sorry no presents for you for Christmas.


2 Comments:

At 2:55 PM, Blogger Toothbrush Barbie said...

maybe you could sell your eggs for money, they pay 1,600 a harvest and you get free hormone shots. what a deal. just kidding. you can sell old underwear on Ebay, there is a market for it. If you need ideas, my blog may be of assistance. http://toothbrushbarbie.blogspot.com/ they will help you overcome all your problems.

 
At 7:13 PM, Blogger Jammie J. said...

Hooray for you! I am a total control freak when it comes to finances. I have a spreadsheet that lists all my bills, approximate due, and separated by paycheck. I even called my utility companies to request specific payment dates. Extra money, if I have any, goes into savings.

 

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